The financial crisis meeting has resulted from gathering of financial risks and credibility creation in financial innovation. Financial creation causes an expansion of subloan credibility creation and capital softbound adds considerably to credibility risk. Moreover, capital securitization offers a sufficient supply fund for housing banking institutions, but credibility creation transforms credibility risk, and links capital market to the bank’s currency market, bringing about risk infiltration. Therefore, the bank’s surplus mobility is one of the direct reasons for subloan expansion, but insufficient mobility is the trigger to financial crisis meeting and financial crisis itself.

financial crisis meeting; credibility creation; credibility risk